Credit Risk Director - Government Risk, Executive Director

JP Morgan Chase

Commercial Banks, Retail Banks

Orlando, FL - USA

Vice President

Experteer Overview

In this Executive Director role, you lead risk professionals focused on Government Banking, guiding credit approvals and portfolio management. You articulate independent credit views to leadership and steer complex structuring and negotiations. You maintain strong risk ratings and a proactive approach to deteriorating credits within a fast-paced, policy-driven environment. This role offers impact across government clients and risk management for a leading financial institution.

Responsibilities

Lead credit analysis, financial modeling, and structuring of new transactions and portfolio management
Develop and communicate independent views on credit decisions to stakeholders and senior leadership
Oversee negotiations and legal documentation for bilateral, syndicated, and institutional loan structures
Assess risks and mitigants, manage renewals and amendments, and maintain credit reporting metrics
Ensure accurate, forward-looking risk ratings, proactively manage deteriorating credits, and maintain a strong control environment
Serve as an expert on structuring, credit policy, and municipal risk issues
Mentor and coach team members, embrace change, and contribute to organizational improvement

Key requirements

Bachelor's degree
Completion of major bank credit training or equivalent experience; strong understanding of bank credit policies
Minimum 10 years' experience in commercial banking/lending, including credit analysis, structuring, loan documentation, and ancillary bank products with strong emphasis within the municipal sector
Superior credit, accounting, corporate finance, analytical, and financial modeling skills
Solid knowledge of bond and loan documentation and negotiation of complex credit agreements including Master Trust Indentures and Bond Resolutions
Strong interpersonal, communication, and attention to detail skills
Excellent organizational, analytical, and project management abilities; adept at managing multiple priorities
Proven ability to build collaborative relationships and foster teamwork
Quick learner with intellectual curiosity and initiative; able to perform well under pressure