Credit Risk Director - Government Risk, Executive Director

JP Morgan Chase

Commercial Banks, Retail Banks

Chicago, IL - USA

Vice President

Experteer Overview

In this role you will lead the Government Risk team within Commercial Banking Risk, driving credit analysis, structuring, and portfolio management for government-focused clients. You’ll translate complex credit views into actionable decisions for senior leadership while mentoring a high-performing team. The position emphasizes robust risk control, policy expertise, and negotiation of credit structures across bilateral, syndicated, and institutional facilities. You will collaborate with cross-functional partners to support responsible growth and market leadership.

Responsibilities

Lead credit analysis, financial modeling, and structuring of new transactions and portfolio management
Develop and communicate independent credit views to stakeholders and senior leadership
Oversee negotiations and legal documentation for bilateral, syndicated, and institutional loan structures
Assess risks and mitigants, manage renewals and amendments, and maintain credit reporting metrics
Ensure accurate, forward-looking risk ratings, proactively manage deteriorating credits, and maintain strong control environment
Serve as an expert on structuring, credit policy, and municipal risk issues
Mentor and coach team members, embrace change, and contribute to organizational improvement

Key requirements

Bachelor's degree
Completion of major bank credit training or equivalent experience
Minimum 10 years' experience in commercial banking/lending with emphasis in municipal sector
Superior credit, accounting, corporate finance, analytical, and financial modeling skills
Solid knowledge of bond and loan documentation and negotiation of complex credit agreements including Master Trust Indentures and Bond Resolutions
Strong interpersonal, communication, and attention to detail skills
Excellent organizational, analytical, and project management abilities; adept at managing multiple priorities
Proven ability to build collaborative relationships and foster teamwork
Quick learner with intellectual curiosity and initiative; able to perform well under pressure